Early Access

The Payment Stack for Digital Goods.

Gaming tools, licenses, and downloads. We provide the stability generic processors can't.

Limited Spots for Beta Cohort

settlement_status: CONFIRMED
Available Payout
$24,592.00
Next: Tues
Success Rate
98.2%
Rolling Reserve
10%
Recent Events
New Merchant ID Provisioned2m ago
Batch #492 Settlement Sent1h ago

Supported Stacks

GAMING TOOLS
LICENSE KEYS
DIGITAL DOWNLOADS
PROXIES & VPN
SAAS SUBSCRIPTIONS

Your Business Model, Approved.

Stop worrying about freezes. Start focusing on growth.

Legacy Processors

UNSTABLE
  • xDigital volume flagged as "High Risk"
  • xRandom 180-day fund freezes
  • xValid models rejected as "Grey Area"

RunePay Standard

OPTIMIZED
  • 01Partner MIDs built for high-velocity scaling. Volume is success, not risk.
  • 02If it's legal, we have a route. Gaming, Licenses, SaaS all welcome.
  • 03Dedicated risk officers working *with* you to optimize approval rates.

Complex Backend. Simple Experience.

One API Endpoint

Single integration for global cards, crypto, and local methods. Clean documentation, typed SDKs, and setup in less than 2 hours.

const payment = await rune.charge({

amount: 4999,

currency: 'USD',

capture: true

});

Smart Routing

Transactions are automatically routed to the acquirer most likely to approve them based on BIN, country, and amount.

Win Disputes

Pre-dispute alerts let you refund before a chargeback hits. Automated evidence submission tools included.

Global Coverage

Accept customers from US, EU, and Asia instantly. Multi-currency settlement to your local entity.

Get Paid Faster

Direct settlement from the bank to you. No intermediate holding wallet.

Bank-Grade Security

PCI-DSS Level 1 compliant infrastructure. Tokenization handled automatically.

Pricing that scales with your stability.

Start at 14%. Scale down to 10% as you prove your volume and low dispute rates.

Starter

Entry Level
14%flat

Perfect for new merchants validating their product.

VOL CAP$5k/mo
Weekly Payouts
Standard Risk Monitoring
Global Card Acceptance
Most Popular

Pro

12%flat

For proven sellers ready to scale.

VOL CAP$20k/mo
Twice-Weekly Payouts
Dedicated Account Manager
Priority Support Channel

Enterprise

Invite Only
8%custom

Custom rails for elite volume merchants.

VOL CAPUNLIMITED
Private Rails
Custom Settlement Schedule
Direct Bank Integration

* Rolling reserve (typically 10% for 180 days) applies to cover potential chargebacks. Rates subject to risk assessment.

System Knowledge Base

Operational details for developers and business owners.

01.Who holds the funds?

We are the orchestration layer. Funds are processed and settled directly by our licensed banking partners to your account. We never touch your money.

02.What is the onboarding timeline?

We are currently finalizing integrations with our banking partners. We expect to open the first cohort of merchants in Q2 2026.

03.How are chargebacks handled?

We don't autoban. We provide pre-dispute alerts and evidence tools to help you win. Keep your ratio under 1% and you're safe.

04.Supported Geographies?

Global customer acceptance. Settlement to entities in EU, UK, UAE, and select US states. Crypto settlement available for specific verticals.

05.Are you the Merchant of Record?

No. You are the MoR. This gives you ownership of your customer data and billing descriptors. We provide the infrastructure.

06.Do you support crypto?

Yes. We can settle in USDC/USDT for qualified merchants, or route crypto payments through our unified checkout API.

Status: Private Beta

Join Waitlist

We are finalizing partnerships for our initial cohort. Reserve your spot for priority onboarding when we launch.

Beta Cohort: OPENING SOON
Est. Launch: Q2 2026

Secure Submission